Get the support you need to ensure you offer the right plan for your team

We believe that every company deserves to work with a financial partner that cares as much about their employees and business as they do.

At Twelve Points, we collaborate with entrepreneurs in the construction industry, guiding them and their teams to unlock their true potential. We achieve this by comprehending their present and future priorities, allowing them to truly uncover their essence of freedom.

Our clients deserve a collaborator who understands their business, adeptly optimizes their retirement plan’s performance, and allows their team members to focus seamlessly on their core strengths: consistently delivering superior design and projects to their valued clients.

We recognize the significance of a well-managed retirement plan. In a continuously competitive landscape, the key distinction lies in possessing a team of experts capable of educating your staff about the advantages offered by the retirement plan and its positive implications for their lives.

Your dedicated resource for retirement planning in the Construction Industry

More than a quarter of the Twelve Points administered retirement plans are affiliated with the construction industry, showcasing our specialized knowledge that truly impacts clients and their workforce.

We work in a variety of areas including:

  • 401 (k) Plan Design
  • Non-Qualified Deferred Compensation (NQDC) Plans
  • Cash Balance Plans
  • Retirement Plan Review & Restructuring
  • Employee Education
  • Mergers and Acquisitions (M&A) Driven Plan Mergers and Spin-offs
  • Payroll Process
  • And Much More!

Given the intense competition in the construction industry, allow Twelve Points Retirement Advisors to equip you with comprehensive services and resources, enabling you to develop a more robust strategy and effectively attract and retain top-tier talent.

Freedom, Security, Integrity

Enjoy exceptional and trusted service tailored to your needs by partnering with experts within the construction industry who…

  • Can help you review and restructure your plan design to meet your company’s needs
  • Have a century of collective experience in navigating all facets of retirement plans
  • Include team members with actuarial and operational expertise
  • Understand the competitiveness of the construction industry
  • Provide personal service to drive smart decisions regarding financial wellness

I love working with the owners or executives at construction companies because they truly care about the well-being of their employees, both personally and financially. More so than most industries we see.

I love working with participants at construction companies because they are hardworking, efficient, and prepared when they come to their 1-on-1 financial meetings. They always want to do the most they can to prepare for the financial future and well-being of their families.

Greg Phillips,
Twelve Points Retirement Advisors 

Construction companies and their employees are changing the world every day and making a significant impact in the cities and states where they operate. The owners and employees are some of the most down-to-earth, generous and hard-working people I see and it makes helping them so rewarding to me. These people transform entire communities with the work they do daily. I love watching the skill each company provides and how it eventually adds up to the creation of a new structure where people work, families live, and communities thrive! I’m honored to help them think of and build their own retirement!

Francesca Federico,
Twelve Points Retirement Advisors 

With over two decades of experience in the construction sector prior to transitioning into the financial services realm, I have a deep understanding and appreciation of the industry's complexities and the diverse requirements of its workforce. I recognize the importance of a readily available team of specialists to offer guidance and support in an ever-dynamic field and the significant value this provides by working collaboratively together and creating a plan that will serve them and their families well into the future.

Tracey Hartford,
Twelve Points Retirement Advisors 

Talk To An Expert

Receive expert guidance and concierge-level service with all the services you need under one roof.

AIF®, CPFA®, C(k)P®

Retirement Plan Consultant, Education & Investments, Associate Wealth Advisor

AIF®, CPFA®, CMT®, C(k)P®, CPWA®

Co-Founder and CEO

Our Designations