Construction

Managing Retirement Plans in the Construction Industry: Strategies for Success and Sustainability

About Twelve Points

At Twelve Points, our deep-rooted experience cuts through the complexity and risk of retirement plans with precision. Clients are confident that we understand and manage every aspect of their retirement strategy, mitigating risk and maximizing opportunities.

Specializing in the construction industry, we understand the competitive landscape and provide our clients with the confidence that their retirement plans are professionally managed. This allows them to focus on what they do best—driving business growth.

We believe every company deserves a partner who truly understands their unique goals, culture, and team dynamics. By empowering employees and protecting the firm’s future, they unlock the full potential of their retirement plans.

In today’s fast-paced world, the key to success is partnering with experts who not only optimize your plan but also educate your staff on its advantages. This 360-degree approach positively impacts both your workforce and your business, setting you up for long-term success. At Twelve Points, we are committed to your firm’s success, every step of the way.

Your dedicated resource for retirement planning in the Construction Industry

More than a quarter of Twelve Points’ administered retirement plans are affiliated with the Construction industry, showcasing our specialized knowledge that truly impacts clients and their workforce.

Allow the Twelve Points team to equip you with comprehensive services and resources, enabling you to develop a more robust strategy and effectively attract and retain top-tier talent.

Given the intense competition in the Construction industry, only a team of trusted advisors can lead you to success.

Our areas of service include:

401 (k) Plan Design
Non-Qualified Deferred Compensation (NQDC) Plans
Cash Balance Plans
Retirement Plan Review & Restructuring
Employee Education
Mergers and Acquisitions (M&A) Driven Plan Mergers and Spin-offs
Payroll Process

And Much More!

Affiliations

Meet Tracey Hartford

Corporate Retirement Plan Specialist

With over 20 years of experience in the construction management industry, Tracey Hartford brings a unique perspective to the financial challenges and opportunities faced by construction professionals. At Twelve Points, she specializes in helping successful individuals in the construction world gain clarity and control over their financial futures.

Tracey partners with clients to create customized, values-driven financial plans that support their goals, whether it’s preparing for retirement, planning a smooth off-ramp from the industry, or navigating major life and business transitions. Her deep understanding of the construction field allows her to anticipate the unique risks, rewards, and timelines that come with the territory.

Through thoughtful wealth management, risk mitigation, and legacy planning strategies, Tracey helps clients shift from building their success to truly enjoying it, so they can focus more on what matters most: family, community, and giving back.

At Twelve Points, we believe in more than just managing money. We’re here to help you live with purpose, make an impact, and find peace of mind. If you’re looking for an advisor who speaks your language and understands your world, let’s connect.